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Financial services

IntelliCash SACCO

A core management system for savings and credit cooperatives — members, savings, loans and reporting in one ledger.

Overview

IntelliCash SACCO gives cooperatives a single authoritative record of members, contributions and credit. It replaces the spreadsheet-and-paper workflows that make month-end reconciliation painful and audit season worse.

Capabilities

01Member registry
Full member lifecycle — onboarding, KYC documents, next of kin, share capital and exit processing.
02Savings and deposits
Multiple savings products with their own rules, interest treatment and statement history per member.
03Loan management
Applications, appraisal, guarantor tracking, disbursement, repayment schedules and arrears classification.
04Dividends and interest
Period-end computation on share capital and deposits, with a clear audit trail behind every figure.
05Statements and reporting
Member statements, trial balance and management reports generated from the ledger rather than assembled by hand.
06Mobile money
Reconciliation of mobile money contributions and repayments against member accounts.
Ask about IntelliCash SACCONext: IntelliCash VSLA